Budgeting and Saving

This series is designed to teach money management and investing skills to help the average consumer get the greatest return for his or her money. The series is for users who wish to learn how to control debt, choose credit and banking accounts wisely, and create a solid plan for retirement.

Syllabus

CONFRONTING DEBT

Provides a guide to assessing personal debt, formulating a budget, and maintaining a good credit rating.

• Assessing Your Debt
• Creating a Budget
• Understanding Your Credit Rating
• Maintaining Good Credit

ELIMINATING DEBT

Provides a guide to eliminating personal debt and rebuilding damaged credit.

• Understanding Credit Cards
• Developing Smarter Credit Habits
• Getting Out from Under Debt
• Rebuilding Damaged Credit

BANKING BASICS

Explains basic principles of consumer banking.

• Avoiding Fees and Service Charges
• Understanding Rates
• Finding Better Rates
• Considering Banking Options

CHOOSING BANK ACCOUNTS

Explains how to choose checking accounts, savings accounts and certificates of deposit, and provides an introduction to online banking.

• Understanding Checking Accounts
• Choosing a Checking Account
• Choosing Savings Accounts and CDs
• Banking Online

PLANNING YOUR RETIREMENT

Provides an introduction to long-term investment strategy.

• Becoming an Informed Investor
• Planning Your Investments
• Planning for Retirement
• Cashing In at Retirement

MAKING 401(K) PLANS WORK

Explains how to take advantage of 401(k) saving plans.

• Understanding 401(k) Plans
• Maximizing Your 401(k) Benefits
• Investing Online
• Saving Over the Long Haul

EXPLORING INVESTMENT OPTIONS

Provides a guide to investing in stocks and explains other investment options including bonds, mutual funds, and government investments.

• Investing in Stocks
• Investing in Bonds and Mutual Funds
• Investing with the Government

Qualifications

Qualification: Printable Transcript

On completion of this course you may print a transcript off as evidence of your progression throughout the course.

Requirements for Entry

There is no experience or previous qualifications required for enrolment on this course. It is available to all students, of all academic backgrounds.

Study Options

If you do not have Internet access, or would prefer to study this course via the traditional paper/postal based study method, you can find more information on the course by clicking on the link below.

Study Hours

This is only an approximate figure and is dependant upon how much time you can dedicate to your studies and how well you grasp the learning concepts in the course material. Furthermore, at the end of each lesson there is a question paper that needs to be completed and returned to your tutor. You should allow at least 1 - 2 hours of study to complete each question paper.

The approximate amount of time required to complete the course is: 40 hrs.